fix: Write Off amount handling in Loan accrual and closure
This commit is contained in:
parent
c0e24735e3
commit
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@ -3,7 +3,7 @@
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{
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"hidden": 0,
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"label": "Loan",
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"links": "[\n {\n \"description\": \"Loan Type for interest and penalty rates\",\n \"label\": \"Loan Type\",\n \"name\": \"Loan Type\",\n \"type\": \"doctype\"\n },\n {\n \"description\": \"Loan Applications from customers and employees.\",\n \"label\": \"Loan Application\",\n \"name\": \"Loan Application\",\n \"type\": \"doctype\"\n },\n { \"dependencies\": [\n \"Loan Type\"\n ],\n \"description\": \"Loans provided to customers and employees.\",\n \"label\": \"Loan\",\n \"name\": \"Loan\",\n \"type\": \"doctype\"\n }\n]"
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"links": "[\n {\n \"description\": \"Loan Type for interest and penalty rates\",\n \"label\": \"Loan Type\",\n \"name\": \"Loan Type\",\n \"type\": \"doctype\"\n },\n {\n \"description\": \"Loan Applications from customers and employees.\",\n \"label\": \"Loan Application\",\n \"name\": \"Loan Application\",\n \"type\": \"doctype\"\n },\n {\n \"description\": \"Loans provided to customers and employees.\",\n \"label\": \"Loan\",\n \"name\": \"Loan\",\n \"type\": \"doctype\"\n }\n]"
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},
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{
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"hidden": 0,
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@ -13,7 +13,7 @@
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{
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"hidden": 0,
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"label": "Disbursement and Repayment",
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"links": "[\n {\n \"label\": \"Loan Disbursement\",\n \"name\": \"Loan Disbursement\",\n \"type\": \"doctype\"\n },\n {\n \"label\": \"Loan Repayment\",\n \"name\": \"Loan Repayment\",\n \"type\": \"doctype\"\n },\n {\n \"label\": \"Loan Interest Accrual\",\n \"name\": \"Loan Interest Accrual\",\n \"type\": \"doctype\"\n }\n]"
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"links": "[\n {\n \"label\": \"Loan Disbursement\",\n \"name\": \"Loan Disbursement\",\n \"type\": \"doctype\"\n },\n {\n \"label\": \"Loan Repayment\",\n \"name\": \"Loan Repayment\",\n \"type\": \"doctype\"\n },\n {\n \"label\": \"Loan Write Off\",\n \"name\": \"Loan Write Off\",\n \"type\": \"doctype\"\n },\n {\n \"label\": \"Loan Interest Accrual\",\n \"name\": \"Loan Interest Accrual\",\n \"type\": \"doctype\"\n }\n]"
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},
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{
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"hidden": 0,
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@ -34,10 +34,11 @@
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"docstatus": 0,
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"doctype": "Desk Page",
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"extends_another_page": 0,
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"hide_custom": 0,
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"idx": 0,
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"is_standard": 1,
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"label": "Loan",
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"modified": "2020-06-07 19:42:14.947902",
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"modified": "2020-10-17 12:59:50.336085",
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"modified_by": "Administrator",
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"module": "Loan Management",
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"name": "Loan",
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@ -64,12 +64,13 @@ frappe.ui.form.on('Loan', {
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frm.add_custom_button(__('Request Loan Closure'), function() {
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frm.trigger("request_loan_closure");
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},__('Status'));
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frm.add_custom_button(__('Loan Repayment'), function() {
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frm.trigger("make_repayment_entry");
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},__('Create'));
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}
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if (frm.doc.status == "Sanctioned" || frm.doc.status == 'Partially Disbursed') {
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if (["Sanctioned", "Partially Disbursed"].includes(frm.doc.status)) {
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frm.add_custom_button(__('Loan Disbursement'), function() {
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frm.trigger("make_loan_disbursement");
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},__('Create'));
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@ -80,6 +81,12 @@ frappe.ui.form.on('Loan', {
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frm.trigger("create_loan_security_unpledge");
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},__('Create'));
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}
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if (["Loan Closure Requested", "Disbursed", "Partially Disbursed"].includes(frm.doc.status)) {
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frm.add_custom_button(__('Loan Write Off'), function() {
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frm.trigger("make_loan_write_off_entry");
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},__('Create'));
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}
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}
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frm.trigger("toggle_fields");
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},
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@ -130,6 +137,22 @@ frappe.ui.form.on('Loan', {
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})
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},
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make_loan_write_off_entry: function(frm) {
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frappe.call({
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args: {
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"loan": frm.doc.name,
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"company": frm.doc.company,
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"as_dict": 1
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},
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method: "erpnext.loan_management.doctype.loan.loan.make_loan_write_off",
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callback: function (r) {
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if (r.message)
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var doc = frappe.model.sync(r.message)[0];
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frappe.set_route("Form", doc.doctype, doc.name);
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}
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})
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},
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request_loan_closure: function(frm) {
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frappe.confirm(__("Do you really want to close this loan"),
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function() {
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@ -43,6 +43,7 @@
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"section_break_17",
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"total_payment",
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"total_principal_paid",
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"written_off_amount",
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"column_break_19",
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"total_interest_payable",
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"total_amount_paid",
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@ -330,11 +331,18 @@
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"label": "Maximum Loan Amount",
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"options": "Company:company:default_currency",
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"read_only": 1
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},
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{
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"fieldname": "written_off_amount",
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"fieldtype": "Currency",
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"label": "Written Off Amount",
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"options": "Company:company:default_currency"
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}
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],
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"index_web_pages_for_search": 1,
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"is_submittable": 1,
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"links": [],
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"modified": "2020-08-01 12:36:11.255233",
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"modified": "2020-10-17 10:35:44.361836",
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"modified_by": "Administrator",
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"module": "Loan Management",
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"name": "Loan",
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@ -143,7 +143,7 @@ class Loan(AccountsController):
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if pledge_list:
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frappe.db.sql("""UPDATE `tabLoan Security Pledge` SET
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loan = '', status = 'Unpledged'
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where name in (%s) """ % (', '.join(['%s']*len(pledge_list))), tuple(pledge_list))
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where name in (%s) """ % (', '.join(['%s']*len(pledge_list))), tuple(pledge_list)) #nosec
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def update_total_amount_paid(doc):
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total_amount_paid = 0
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@ -187,17 +187,22 @@ def get_monthly_repayment_amount(repayment_method, loan_amount, rate_of_interest
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return monthly_repayment_amount
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@frappe.whitelist()
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def request_loan_closure(loan):
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amounts = calculate_amounts(loan, getdate())
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def request_loan_closure(loan, posting_date=None):
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if not posting_date:
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posting_date = getdate()
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amounts = calculate_amounts(loan, posting_date)
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pending_amount = amounts['payable_amount'] + amounts['unaccrued_interest']
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loan_type = frappe.get_value('Loan', loan, 'loan_type')
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write_off_limit = frappe.get_value('Loan Type', loan_type, 'write_off_amount')
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# checking greater than 0 as there may be some minor precision error
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if pending_amount > 0:
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frappe.throw(_("Cannot close loan as there is an outstanding of {0}").format(pending_amount))
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else:
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if pending_amount < write_off_limit:
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# update status as loan closure requested
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frappe.db.set_value('Loan', loan, 'status', 'Loan Closure Requested')
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else:
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frappe.throw(_("Cannot close loan as there is an outstanding of {0}").format(pending_amount))
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@frappe.whitelist()
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def get_loan_application(loan_application):
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@ -217,6 +222,7 @@ def make_loan_disbursement(loan, company, applicant_type, applicant, pending_amo
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disbursement_entry.applicant = applicant
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disbursement_entry.company = company
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disbursement_entry.disbursement_date = nowdate()
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disbursement_entry.posting_date = nowdate()
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disbursement_entry.disbursed_amount = pending_amount
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if as_dict:
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@ -239,6 +245,38 @@ def make_repayment_entry(loan, applicant_type, applicant, loan_type, company, as
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else:
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return repayment_entry
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@frappe.whitelist()
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def make_loan_write_off(loan, company=None, posting_date=None, amount=0, as_dict=0):
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if not company:
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company = frappe.get_value('Loan', loan, 'company')
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if not posting_date:
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posting_date = getdate()
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amounts = calculate_amounts(loan, posting_date)
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pending_amount = amounts['pending_principal_amount']
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if amount and (amount > pending_amount):
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frappe.throw('Write Off amount cannot be greater than pending loan amount')
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if not amount:
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amount = pending_amount
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# get default write off account from company master
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write_off_account = frappe.get_value('Company', company, 'write_off_account')
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write_off = frappe.new_doc('Loan Write Off')
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write_off.loan = loan
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write_off.posting_date = posting_date
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write_off.write_off_account = write_off_account
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write_off.write_off_amount = amount
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write_off.save()
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if as_dict:
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return write_off.as_dict()
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else:
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return write_off
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@frappe.whitelist()
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def unpledge_security(loan=None, loan_security_pledge=None, as_dict=0, save=0, submit=0, approve=0):
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# if loan is passed it will be considered as full unpledge
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@ -13,7 +13,7 @@ def get_data():
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'items': ['Loan Security Pledge', 'Loan Security Shortfall', 'Loan Disbursement']
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},
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{
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'items': ['Loan Repayment', 'Loan Interest Accrual', 'Loan Security Unpledge']
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'items': ['Loan Repayment', 'Loan Interest Accrual', 'Loan Write Off', 'Loan Security Unpledge']
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}
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]
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}
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@ -26,19 +26,23 @@
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{
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"fieldname": "against_loan",
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"fieldtype": "Link",
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"in_list_view": 1,
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"label": "Against Loan ",
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"options": "Loan"
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"options": "Loan",
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"reqd": 1
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},
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{
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"fieldname": "disbursement_date",
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"fieldtype": "Date",
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"label": "Disbursement Date"
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"label": "Disbursement Date",
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"reqd": 1
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},
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{
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"fieldname": "disbursed_amount",
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"fieldtype": "Currency",
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"label": "Disbursed Amount",
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"options": "Company:company:default_currency"
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"options": "Company:company:default_currency",
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"reqd": 1
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},
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{
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"fieldname": "amended_from",
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@ -53,17 +57,21 @@
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"fetch_from": "against_loan.company",
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"fieldname": "company",
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"fieldtype": "Link",
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"in_list_view": 1,
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"label": "Company",
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"options": "Company",
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"read_only": 1
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"read_only": 1,
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"reqd": 1
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},
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{
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"fetch_from": "against_loan.applicant",
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"fieldname": "applicant",
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"fieldtype": "Dynamic Link",
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"in_list_view": 1,
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"label": "Applicant",
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"options": "applicant_type",
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"read_only": 1
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"read_only": 1,
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"reqd": 1
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},
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{
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"collapsible": 1,
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@ -102,9 +110,11 @@
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"fetch_from": "against_loan.applicant_type",
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"fieldname": "applicant_type",
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"fieldtype": "Select",
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"in_list_view": 1,
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"label": "Applicant Type",
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"options": "Employee\nMember\nCustomer",
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"read_only": 1
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"read_only": 1,
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"reqd": 1
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},
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{
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"fieldname": "bank_account",
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@ -117,9 +127,10 @@
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"fieldtype": "Column Break"
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}
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],
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"index_web_pages_for_search": 1,
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"is_submittable": 1,
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"links": [],
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"modified": "2020-04-29 05:20:41.629911",
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"modified": "2020-10-16 10:04:26.229216",
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"modified_by": "Administrator",
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"module": "Loan Management",
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"name": "Loan Disbursement",
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@ -89,9 +89,10 @@ def calculate_accrual_amount_for_demand_loans(loan, posting_date, process_loan_i
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if loan.status == 'Disbursed':
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pending_principal_amount = flt(loan.total_payment) - flt(loan.total_interest_payable) \
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- flt(loan.total_principal_paid)
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- flt(loan.total_principal_paid) - flt(loan.written_off_amount)
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else:
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pending_principal_amount = loan.disbursed_amount
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pending_principal_amount = flt(loan.disbursed_amount) - flt(loan.total_interest_payable) \
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- flt(loan.total_principal_paid) - flt(loan.written_off_amount)
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interest_per_day = get_per_day_interest(pending_principal_amount, loan.rate_of_interest, posting_date)
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payable_interest = interest_per_day * no_of_days
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@ -128,7 +129,7 @@ def make_accrual_interest_entry_for_demand_loans(posting_date, process_loan_inte
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open_loans = frappe.get_all("Loan",
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fields=["name", "total_payment", "total_amount_paid", "loan_account", "interest_income_account",
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"is_term_loan", "status", "disbursement_date", "disbursed_amount", "applicant_type", "applicant",
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"rate_of_interest", "total_interest_payable", "total_principal_paid", "repayment_start_date"],
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"rate_of_interest", "total_interest_payable", "written_off_amount", "total_principal_paid", "repayment_start_date"],
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filters=query_filters)
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for loan in open_loans:
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@ -239,5 +240,5 @@ def get_per_day_interest(principal_amount, rate_of_interest, posting_date=None):
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precision = cint(frappe.db.get_default("currency_precision")) or 2
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return flt((principal_amount * rate_of_interest) / (days_in_year(get_datetime(posting_date).year) * 100), 2)
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return flt((principal_amount * rate_of_interest) / (days_in_year(get_datetime(posting_date).year) * 100), precision)
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@ -31,8 +31,8 @@ class LoanRepayment(AccountsController):
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def on_cancel(self):
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self.mark_as_unpaid()
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self.make_gl_entries(cancel=1)
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self.ignore_linked_doctypes = ['GL Entry']
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self.make_gl_entries(cancel=1)
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def set_missing_values(self, amounts):
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precision = cint(frappe.db.get_default("currency_precision")) or 2
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@ -235,7 +235,7 @@ class LoanRepayment(AccountsController):
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"against": loan_details.loan_account + ", " + loan_details.interest_income_account
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+ ", " + loan_details.penalty_income_account,
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"debit": self.amount_paid,
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"debit_in_account_currency": self.amount_paid ,
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"debit_in_account_currency": self.amount_paid,
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"against_voucher_type": "Loan",
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"against_voucher": self.against_loan,
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"remarks": _("Against Loan:") + self.against_loan,
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@ -344,9 +344,11 @@ def get_amounts(amounts, against_loan, posting_date):
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final_due_date = add_days(due_date, loan_type_details.grace_period_in_days)
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if against_loan_doc.status in ('Disbursed', 'Loan Closure Requested', 'Closed'):
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pending_principal_amount = against_loan_doc.total_payment - against_loan_doc.total_principal_paid - against_loan_doc.total_interest_payable
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pending_principal_amount = against_loan_doc.total_payment - against_loan_doc.total_principal_paid \
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- against_loan_doc.total_interest_payable - against_loan_doc.written_off_amount
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else:
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pending_principal_amount = against_loan_doc.disbursed_amount
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pending_principal_amount = against_loan_doc.disbursed_amount - against_loan_doc.total_principal_paid \
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- against_loan_doc.total_interest_payable - against_loan_doc.written_off_amount
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unaccrued_interest = 0
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if due_date:
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@ -42,10 +42,10 @@ class LoanSecurityUnpledge(Document):
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"valid_upto": (">=", get_datetime())
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}, as_list=1))
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total_payment, principal_paid, interest_payable = frappe.get_value("Loan", self.loan, ['total_payment', 'total_principal_paid',
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'total_interest_payable'])
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total_payment, principal_paid, interest_payable, written_off_amount = frappe.get_value("Loan", self.loan, ['total_payment', 'total_principal_paid',
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'total_interest_payable', 'written_off_amount'])
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pending_principal_amount = flt(total_payment) - flt(interest_payable) - flt(principal_paid)
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pending_principal_amount = flt(total_payment) - flt(interest_payable) - flt(principal_paid) - flt(written_off_amount)
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security_value = 0
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for security in self.securities:
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@ -11,6 +11,7 @@
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"rate_of_interest",
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"penalty_interest_rate",
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"grace_period_in_days",
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"write_off_amount",
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"column_break_2",
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"company",
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"is_term_loan",
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@ -76,7 +77,6 @@
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"reqd": 1
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},
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{
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"description": "This account is used for booking loan repayments from the borrower and also disbursing loans to the borrower",
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"fieldname": "payment_account",
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"fieldtype": "Link",
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"label": "Payment Account",
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@ -84,7 +84,6 @@
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"reqd": 1
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},
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{
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"description": "This account is capital account which is used to allocate capital for loan disbursal account ",
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"fieldname": "loan_account",
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"fieldtype": "Link",
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"label": "Loan Account",
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@ -96,7 +95,6 @@
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"fieldtype": "Column Break"
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},
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{
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"description": "This account will be used for booking loan interest accruals",
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"fieldname": "interest_income_account",
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"fieldtype": "Link",
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"label": "Interest Income Account",
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@ -104,7 +102,6 @@
|
||||
"reqd": 1
|
||||
},
|
||||
{
|
||||
"description": "This account will be used for booking penalties levied due to delayed repayments",
|
||||
"fieldname": "penalty_income_account",
|
||||
"fieldtype": "Link",
|
||||
"label": "Penalty Income Account",
|
||||
@ -113,7 +110,6 @@
|
||||
},
|
||||
{
|
||||
"default": "0",
|
||||
"description": "If this is not checked the loan by default will be considered as a Demand Loan",
|
||||
"fieldname": "is_term_loan",
|
||||
"fieldtype": "Check",
|
||||
"label": "Is Term Loan"
|
||||
@ -145,11 +141,20 @@
|
||||
"label": "Company",
|
||||
"options": "Company",
|
||||
"reqd": 1
|
||||
},
|
||||
{
|
||||
"allow_on_submit": 1,
|
||||
"description": "Pending amount that will be automatically ignored on loan closure request ",
|
||||
"fieldname": "write_off_amount",
|
||||
"fieldtype": "Currency",
|
||||
"label": "Write Off Amount ",
|
||||
"options": "Company:company:default_currency"
|
||||
}
|
||||
],
|
||||
"index_web_pages_for_search": 1,
|
||||
"is_submittable": 1,
|
||||
"links": [],
|
||||
"modified": "2020-06-07 18:55:59.346292",
|
||||
"modified": "2020-10-17 11:41:17.907683",
|
||||
"modified_by": "Administrator",
|
||||
"module": "Loan Management",
|
||||
"name": "Loan Type",
|
||||
|
@ -8,7 +8,7 @@ frappe.ui.form.on(cur_frm.doctype, {
|
||||
frm.refresh_field('applicant_type');
|
||||
}
|
||||
|
||||
if (['Loan Disbursement', 'Loan Repayment', 'Loan Interest Accrual'].includes(frm.doc.doctype)
|
||||
if (['Loan Disbursement', 'Loan Repayment', 'Loan Interest Accrual', 'Loan Write Off'].includes(frm.doc.doctype)
|
||||
&& frm.doc.docstatus > 0) {
|
||||
|
||||
frm.add_custom_button(__("Accounting Ledger"), function() {
|
||||
|
Loading…
x
Reference in New Issue
Block a user