Merge pull request #24971 from deepeshgarg007/loan_security_shortfall_process_update
fix: Pending shortfall update on processing loan security shortfall
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commit
734f5c2533
@ -275,6 +275,11 @@ class TestLoan(unittest.TestCase):
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frappe.db.sql(""" UPDATE `tabLoan Security Price` SET loan_security_price = 250
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where loan_security='Test Security 2'""")
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create_process_loan_security_shortfall()
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loan_security_shortfall = frappe.get_doc("Loan Security Shortfall", {"loan": loan.name})
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self.assertEquals(loan_security_shortfall.status, "Completed")
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self.assertEquals(loan_security_shortfall.shortfall_amount, 0)
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def test_loan_security_unpledge(self):
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pledge = [{
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"loan_security": "Test Security 1",
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@ -55,6 +55,9 @@ def check_for_ltv_shortfall(process_loan_security_shortfall):
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'total_interest_payable', 'disbursed_amount', 'status'],
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filters={'status': ('in',['Disbursed','Partially Disbursed']), 'is_secured_loan': 1})
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loan_shortfall_map = frappe._dict(frappe.get_all("Loan Security Shortfall",
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fields=["loan", "name"], filters={"status": "Pending"}, as_list=1))
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loan_security_map = {}
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for loan in loans:
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@ -71,14 +74,19 @@ def check_for_ltv_shortfall(process_loan_security_shortfall):
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for security, qty in pledged_securities.items():
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if not ltv_ratio:
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ltv_ratio = get_ltv_ratio(security)
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security_value += loan_security_price_map.get(security) * qty
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security_value += flt(loan_security_price_map.get(security)) * flt(qty)
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current_ratio = (outstanding_amount/security_value) * 100
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current_ratio = (outstanding_amount/security_value) * 100 if security_value else 0
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if current_ratio > ltv_ratio:
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shortfall_amount = outstanding_amount - ((security_value * ltv_ratio) / 100)
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create_loan_security_shortfall(loan.name, outstanding_amount, security_value, shortfall_amount,
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process_loan_security_shortfall)
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elif loan_shortfall_map.get(loan.name):
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shortfall_amount = outstanding_amount - ((security_value * ltv_ratio) / 100)
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if shortfall_amount <= 0:
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shortfall = loan_shortfall_map.get(loan.name)
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update_pending_shortfall(shortfall)
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def create_loan_security_shortfall(loan, loan_amount, security_value, shortfall_amount, process_loan_security_shortfall):
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existing_shortfall = frappe.db.get_value("Loan Security Shortfall", {"loan": loan, "status": "Pending"}, "name")
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@ -101,3 +109,11 @@ def get_ltv_ratio(loan_security):
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ltv_ratio = frappe.db.get_value('Loan Security Type', loan_security_type, 'loan_to_value_ratio')
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return ltv_ratio
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def update_pending_shortfall(shortfall):
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# Get all pending loan security shortfall
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frappe.db.set_value("Loan Security Shortfall", shortfall,
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{
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"status": "Completed",
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"shortfall_amount": 0
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})
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